Compare Commercial Property Insurance Rates
Learn more about the factors that dictate your commercial property insurance rates, compare top insurers, and save.
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Commercial Property
This coverage covers the value of a business’s physical structure and its contents like inventory, equipment and furniture.
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What is commercial property insurance?
This policy can pay to repair or replace business property that is stolen, lost, or damaged. It covers a business’s building and its furniture, supplies, inventory, and equipment.
When do businesses need commercial property insurance?
Any business that owns a building, inventory, or equipment could benefit from property insurance. This policy can help repair or replace business property that’s damaged, stolen, or destroyed. Think Amazon, or a distributor that need to store valuable inventory before distributing it.
Some commercial landlords often require their tenants to have commercial property coverage. Usually, they want you to purchase a policy that covers only your contents in the leased space.
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How does builder’s risk insurance work?
- Own an office or building
- Rent an office or storage space
- Have valuable items such as computers, tools, or culinary equipment
- Rely on certain property to run the business
What kind of property insurance do I need?
Commercial property insurance covers your building if you own it, along with its contents also known as business personal property.
What other policy you can bundle with this one:
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Business owner's policy
Small businesses can combine property protection with coverage for the most common risks of running a business in a business owner's policy (BOP). A BOP bundles commercial property insurance with general liability insurance at a lower rate than purchasing each policy separately.
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Business interruption insurance
Business interruption insurance covers a business's normal operating expenses during a forced closure.
Inland marine insurance
Inland marine insurance covers movable property. That could include items in the temporary care of your business, such as artwork on display at a cafe. It also covers property that moves from place to place, such as the kitchen in a food truck.
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