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Compare Commercial Property Insurance Rates
Learn more about the factors that dictate your commercial property insurance rates, compare top insurers, and save.
Your information is secure. Commercial Property
This coverage covers the value of a business’s physical structure and its contents like inventory, equipment and furniture.
What is commercial property insurance?
This policy can pay to repair or replace business property that is stolen, lost, or damaged. It covers a business’s building and its furniture, supplies, inventory, and equipment.
When do businesses need commercial property insurance?
Any business that owns a building, inventory, or equipment could benefit from property insurance. This policy can help repair or replace business property that’s damaged, stolen, or destroyed. Think Amazon, or a distributor that need to store valuable inventory before distributing it.
Some commercial landlords often require their tenants to have commercial property coverage. Usually, they want you to purchase a policy that covers only your contents in the leased space.
How does builder’s risk insurance work?
- Own an office or building
- Rent an office or storage space
- Have valuable items such as computers, tools, or culinary equipment
- Rely on certain property to run the business
What kind of property insurance do I need?
Commercial property insurance covers your building if you own it, along with its contents also known as business personal property.
What other policy you can bundle with this one:
Business owner's policy
Small businesses can combine property protection with coverage for the most common risks of running a business in a business owner's policy (BOP). A BOP bundles commercial property insurance with general liability insurance at a lower rate than purchasing each policy separately.
Business interruption insurance
Business interruption insurance covers a business's normal operating expenses during a forced closure.
Inland marine insurance
Inland marine insurance covers movable property. That could include items in the temporary care of your business, such as artwork on display at a cafe. It also covers property that moves from place to place, such as the kitchen in a food truck.
