What types of insurance do door and window installation businesses need?

These policies cover common risks of door and window installation.

Workers’ compensation insurance

Workers’ comp insurance is required in almost every state for door and window installation businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

  •   Employee medical expenses

  •   Missed wages

  •   Legal costs

Commercial auto insurance

This policy covers third-party injuries and property damage caused by door and window installation vehicles, as well as repairs to vehicles damaged by weather or vandalism.

BEST FOR

  • Physical damage and collision coverage

  • Injuries caused to another person

  • Legal costs

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a door or window installer’s drills, wood planers, and other tools if they are lost, stolen, or damaged.

BEST FOR

  • Equipment less than five years old

  • Mobile equipment

  • Small tools

How much does insurance cost for door and window installation professionals?

Several factors will have an impact on insurance costs, including:

  • Installation services offered

  • Business equipment and property

  • Revenue

  • Location

Why do doctors need insurance?

From diagnosis to treatment, physicians help their patients recover from injuries and ailments. They also face a lot of liability. Doctors’ insurance can help your small medical practice mitigate the risk and uncertainty of malpractice claims, medical equipment damage, staff accidents, and more.