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What types of insurance do dentists need?
A business owner’s policy bundles commercial property and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for dentists.
BEST FOR
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Slip-and-fall accidents
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Damaged patient property
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Damaged business property
General liability insurance
This policy covers common dentistry risks, such as an injury from a patient tripping in your office. Bundle with property insurance for savings in a business owner’s policy.
BEST FOR
Slip-and-fall accidents
Damaged patient property
Libel or slander lawsuits
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for dentistry businesses that have employees. It can cover medical costs for work-related injuries.
BEST FOR
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Employee medical expenses
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Partial missed wages
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Lawsuits over employee injuries
Cyber liability insurance
This policy helps dentist offices survive data breaches and cyberattacks. It can often be added to a BOP or general liability policy for savings.
BEST FOR
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Customer notification expenses
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Data breach lawsuits
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Fraud monitoring costs
How much does business insurance cost for dentists?
Several factors will have an impact on insurance costs, including:
Dental services offered, such as root canals and gum surgery
Dental equipment and property
Revenue
Location
Number of employees
Why do dentists need insurance?
As a dentist or dental lab owner, you are exposed to several risks. A customer could claim that your dental work caused an injury, or a fire could damage your office or equipment. Insurance for dentists shields your small practice from incidents that can have huge legal and financial repercussions.
