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What types of insurance do dentists need?
A business owner’s policy bundles commercial property and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for dentists.
BEST FOR
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Slip-and-fall accidents
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Damaged patient property
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Damaged business property
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General liability insurance
This policy covers common dentistry risks, such as an injury from a patient tripping in your office. Bundle with property insurance for savings in a business owner’s policy.
BEST FOR
Slip-and-fall accidents
Damaged patient property
Libel or slander lawsuits
![](https://deedsuite.com/images/front_web/goodsinsured/blogs/dental-image-fifthteen.png)
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for dentistry businesses that have employees. It can cover medical costs for work-related injuries.
BEST FOR
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Employee medical expenses
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Partial missed wages
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Lawsuits over employee injuries
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Cyber liability insurance
This policy helps dentist offices survive data breaches and cyberattacks. It can often be added to a BOP or general liability policy for savings.
BEST FOR
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Customer notification expenses
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Data breach lawsuits
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Fraud monitoring costs
![](https://deedsuite.com/images/front_web/goodsinsured/blogs/dental-image-ninthteen.png)
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How much does business insurance cost for dentists?
Several factors will have an impact on insurance costs, including:
Dental services offered, such as root canals and gum surgery
Dental equipment and property
Revenue
Location
Number of employees
Why do dentists need insurance?
As a dentist or dental lab owner, you are exposed to several risks. A customer could claim that your dental work caused an injury, or a fire could damage your office or equipment. Insurance for dentists shields your small practice from incidents that can have huge legal and financial repercussions.