What types of insurance do glass and glazing professionals need?

These policies provide coverage for the most common glazier risks.

General liability insurance

This policy covers common glass and glazing risks, such as a customer injury from fallen glass. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

  • Slip-and-fall accidents

  • Damaged customer property

  • Libel or slander lawsuits

Workers’ compensation insurance

Workers’ comp insurance is required in almost every state for glass and glazing businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

  • Employee medical expenses

  • Missed wages

  • Legal costs

Commercial auto insurance

This policy covers third-party property damage and injuries caused by glass company vehicles, as well as repairs to vehicles damaged by vandalism or weather.

BEST FOR

  • Physical damage and collision coverage

  • Injuries caused to another person

  • Vandalism and theft

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of glass cutters, vacuum cups, and other glass and glazing tools if they are lost, stolen, or damaged.

BEST FOR

  • Equipment less than five years old

  • Mobile equipment

  • Small tools

How much does insurance cost for glass and glazing contractors?

  • Several factors will have an impact on insurance costs, including:

  • Glass and glazing services offered

  • Business equipment and property

  • Revenue

  • Location

  • Number of employees

Why do glass and glazing contractors need insurance?

Running a glass and glazing business comes with big liability. While installing custom glass, you run the risk of employee injuries, damage to a customer's home or business, auto accidents between jobs, and more. Glass installer insurance can help pay for the resulting financial and legal expenses.