Commercial auto insurance

This policy covers vehicles owned by a landscape design business. It pays for expenses after an accident, vehicle theft, vandalism, and weather damage.

BEST FOR

• Car accidents

• Vandalism and theft

• Weather damage

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for landscape design businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

• Employee medical expenses

• Missed wages

• Legal costs

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a landscape gardener or designer’s shovels, hand pruners, and other tools if they are lost, stolen, or damaged.

BEST FOR

• Equipment less than five years old

• Mobile equipment

• Small tools

How much does insurance cost for landscaping professionals?

• Several factors will have an impact on insurance costs, including:

• Landscaping services offered

• Business equipment and property

• Revenue

• Location

• Number of employees

Why do landscape designers need insurance?

Landscape designers often take on projects like assembling decks, planting shrubs, and installing ponds. That opens up the possibility of employee injuries, or accidental damage to a client's property. Landscape design insurance mitigates the costs of injuries, lawsuits, stolen tools, and more